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Cost Analysis

The Real Reason Your Roofer's Quote Is So High Right Now (2026)

By Samed Guvenc2026-03-149 min read
Samed Guvenc, Founder & Director at Talya Roofing

Samed Guvenc

Founder & Director

GA Licensed
Atlas Certified
Owner-Operated
Published: 2026-03-14
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Looking for the quick answer?

Skim the TL;DR list at the top, review the cited statistics in each section, and use the FAQ near the end for fast answers that match Savannah and Coastal Georgia roofing needs.

Samed Guvenc, Founder & Director at Talya Roofing

Samed Guvenc

Founder & Director

GA Licensed
Atlas Certified
Owner-Operated
Published: 2026-03-14
Updated: 2026-03-14

You called around, got a few quotes, and your stomach dropped. $13,000 for a roof? Three years ago somebody on Nextdoor said they paid $8,000.

Yeah. We hear this every single day. And we get it — sticker shock for roofing is real. Nobody budgets for a new roof like they budget for a vacation. It just hits you all at once and the numbers feel impossible.

But here's the thing most roofers won't tell you: we don't love the prices either. Our costs have gone up dramatically, and we're caught in the middle — between rising input costs and homeowners who (understandably) remember what things cost a few years ago. So let's open the books and show you exactly where the money goes.

The Breakdown: Where Your $13,000 Actually Goes

Here's a realistic breakdown for a typical 2,000 sq ft Savannah home with architectural shingles:

  • 👷 Labor (crew of 5-6 for 1-2 days)$7,200 (55%)
  • 📦 Shingles (25-30 squares of architectural)$2,600 (20%)
  • 🔩 Accessories (underlayment, flashing, vents, nails, ridge cap)$1,300 (10%)
  • 🚛 Delivery & disposal (dumpster + material transport)$780 (6%)
  • 📋 Overhead (insurance, vehicles, license, office)$650 (5%)
  • 💰 Profit margin$470 (4%)

Total: ~$13,000. Our actual profit on a typical job is about $470. That's not a typo. People assume roofers are making a killing — the reality is very different.

Why Labor Is 55% of Your Bill (And Rising)

This is the single biggest reason your quote is higher than what your neighbor paid in 2022. Labour is the majority of any roofing project, and finding experienced roofers is getting harder every year.

Think about it — roofing is physically brutal work. You're on a hot roof in Savannah's 95-degree summers, carrying 70-pound bundles of shingles, bending over for 8-10 hours straight. Fewer young people want to do it. The guys who've been doing it for 20 years are retiring. And the ones still working can name their price because every roofing company in town is trying to hire them.

Workers' comp insurance alone for a roofing crew costs more than most people's car insurance for a year. That cost gets built into your quote — there's no getting around it.

The Tariff Tax You Don't See

Even though most asphalt shingles are made in the U.S., the raw materials and chemicals that go into them aren't. Here's what happened in 2025:

📈 Tariff Impacts on Your Roof

  • Steel tariffs → 50%: Your nails, flashing, drip edge, and ridge vents all use steel
  • Aluminum tariffs → 25-50%: Step flashing and soffit materials
  • MDI adhesive tariff → 60%: The chemical that bonds your shingles together
  • TCPP fire retardant → 272%: Required in underlayment by Georgia building code
  • Manufacturer response: GAF, Owens Corning, and CertainTeed all raised prices 6-10%

Those increases got passed directly from manufacturers to distributors, from distributors to us, and from us to you. Not because anyone in the chain is being greedy — because nobody in the chain can absorb a 6-10% increase on materials that already have razor-thin margins.

The Hidden Costs Nobody Mentions

Beyond the obvious material and labor costs, there are line items that add up fast:

🗑️ Disposal Costs

Dumpster rental is $400-$600. Landfill tipping fees have increased 15-20% since 2023. A typical tear-off produces 3-5 tons of waste. Some areas now charge by weight.

⛽ Fuel & Delivery

Material delivery costs $150-$300. Our crews drive trucks and trailers that get 8-12 MPG. Diesel at $3.50+/gallon adds up fast across a year's worth of jobs.

🛡️ Insurance & Compliance

Contractor liability insurance, workers' comp, vehicle insurance, permit fees, and Georgia building code compliance — all cost money that gets reflected in your quote.

🪵 Decking Surprises

Once we tear off old shingles, we sometimes find rotted or damaged decking underneath that has to be replaced. OSB board has nearly doubled in price since 2020. This adds $500-$2,000+ to a job.

How to Tell if a Quote Is Fair (Or If You're Being Overcharged)

Here's our advice when you're comparing quotes:

  • Get 3 quotes minimum — If they're all in the same range ($11K-$15K), the market is telling you the real price
  • Beware of the low outlier — If someone's at $7,000 when everyone else is at $12,000, ask yourself: are they cutting corners on labor, using cheap materials, or skipping insurance and permits?
  • Ask what's included — Quality contractors include underlayment, Ice & Water shield in valleys, new pipe boots, drip edge, and proper cleanup. The cheap quote might not.
  • Check their insurance — An uninsured crew on your roof means YOU are liable if someone gets hurt. Always ask for a certificate of insurance.
  • Read the warranty — Our premium installation comes with manufacturer warranty coverage that cheaper installations don't qualify for.

The Bottom Line: You're Not Getting Ripped Off

We know it feels that way. A $13,000 bill for anything feels enormous. But when you break it down — the labor, the materials, the tariff-inflated accessories, the disposal, the insurance — there's not a lot of fat to trim. The roofers who quote significantly less than everyone else are almost always cutting corners you won't see until the first bad storm.

We'd rather be upfront about costs and do the job right than give you a lowball number and find hidden fees later. That's how we've built our reputation in Savannah — and that's why customers keep referring us to their neighbors.

Want an Honest, Transparent Quote?

We'll show you exactly what you're paying for — no hidden fees, no surprises. Free inspection and detailed estimate with line-item pricing.

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Your home, budget, and style are unique. Let our experts provide a free, no-obligation consultation to find the perfect roofing solution for you.

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